Luiz Carlos Trabuco: Taking On New Challenges As Bradesco

Earlier this year, veteran Brazilian banker Lazaro Brandao announced that he would be stepping down from his position as the chairman of the board of directors at Bradesco. Long seen as his natural successor, the bank’s vice chairman of the board and the current president, Luiz Carlos Trabuco was selected to become a new chairman. While this move was lauded by many including Lazaro Brandao himself, it also left the bank in the precarious situation of not having a president. The board, therefore, resolved to select a new president before the next shareholders’ meeting to be held in March 2018. Further, with the date for the new president’s appointment being so far away, the board also decided to have Luiz Carlos Trabuco continue serving in the capacity of president even while being chairman.

Farewell to Lazaro Brandao

Lazaro Brandao’s resignation came 74 years after he joined Bradesco. That would make his banking career as old as Bradesco itself, given the fact that he joined the bank in the same year that it was founded. He has overseen the most prosperous periods in the bank’s history, first as president, then as chairman. As chairman, he has granted presidents the freedom and flexibility to undertake risky ventures that could exponentially grow the Bradesco brand. For instance, in 2015 he quickly gave Luiz Carlos Trabuco the permission to go ahead and acquire mid-tier HSBC for a whopping $5.2 billion. Despite the price tag involved, the acquisition was a great success and placed Bradesco back in the top league of Brazilian banks. Understandably, replacing such an influential individual would be a tough ask of any company. Fortunately, however, Mr. Brandao has himself expressed his approval at his mentee, Luiz Carlos Trabuco being named the president.

Read more: Trabuco to Take Over the Presidency of Bradesco’s Board

New Challenge for Luiz Carlos Trabuco

The position of chairman will be the latest in the list of many that Luiz Carlos Trabuco has held at the large Brazilian bank. His first position at the bank was that of the clerk, which he was appointed to as he joined the bank in 1969. He then went on to earn a number of quick promotions that led him being named marketing director in 1984. Widely considered a challenging role, he surprised many with his impressive performance at the department. He succeeded in making the Bradesco brand more visible in the eyes of the public largely by mending the relationship between the bank and the media. He also initiated a number of memorable marketing campaigns that helped Bradesco solidify its position as the largest private lender in the country. A few promotions later he was then named the president of Bradesco’s largest subsidiary and famed insurance company, Bradesco Seguros. In the six-year period that he spent at the company, he more than doubled its value and significantly increased the revenue contribution that it made to the Bradesco group’s annual financial results. His talents caught the eye of the Bradesco board, and he was consequently named the president of the bank. Over the last nine years, he has diligently served as the bank’s president in a better fashion than anyone else possibly could.

Now as the chairman of the bank, Luiz Carlos Trabuco will largely concentrate on ensuring Bradesco meets as many needs as possible of its stakeholders. These stakeholders include the customers, employees, and shareholders. Additionally, he will have to provide guidance and direction to the incoming president before he/she adequately finds his feet. All in all, however, we can all expect big things from Luiz Carlos Trabuco in his new role as chairman of the board of directors.

Learn more about Luiz Carlos Trabuco:

Securus Technologies Helping to Keep Drugs Out of Jails

One of the reasons that me and my fellow officers have seen such a rise in violent crimes in our jail is in direct relation to the drugs getting into out facility. To add insult to injury, inmates will tell you that they have little trouble getting drugs into the jail compared to when they were out on the streets. Drugs and inmates make a volatile mix, so we turned to a trusted source to help maintain order in our jail.


Securus Technologies has been instrument in helping thousands of prisons around the country to maintain safety by utilizing their inmate call monitoring system. The new system frees up the need for officers to be listening to inmates on the call because the LBS software does all the work. In addition to the systems working flawlessly, the employees at Securus Technologies are working around the clock to help us and are committed to their mission statement of making the word safer.


To try an keep the drugs out of the jail, me and my officers will surprise inmates each morning with cell inspections. Once we check every inch of the cells, we hit the visitor center and make certain none of the guests give inmates anything contraband related. These efforts have been successful in the past, but now we have one new resource from Securus Technologies that is a game-changer.


The call monitoring system already this year has helped us to stop a number of potential violent episodes from occurring:


One inmate mentioned his gang leaders in jail forced him to sell drugs and kick the cash to them as part of his initiation.


Another inmate talked about getting drugs from his mother at the visitor center because the guards never search old ladies.


Each time that the alert reaches us, officers are at the ready to stop the situation from turning to a violent episode.


How Little-Known OCC Rowing Team Will Shock the World During the Nationals

The orange coast college is known for many good sporting teams, and one of such things include their rowing team. The OCC rowing team might not be known on a national level, but their performance is nothing short of legendary. Attending one of their training sessions will attest to their skill and dedication, and it is clear that they are bringing nothing but the best come to the national competitions. Learn more:


The teammates work in synch, making sure that they are giving nothing but their very best when it comes to steering the 60-foot needle-shaped carbon fiber boats through Newport Harbor at an average speed of 25 miles an hour. Their teamwork is incredible, their sheer will to win and coordination is out of this world.


Orange Coast College, which was founded in 1947, occupies a 164-acre patch of land in Costa Mesa is considered as one of the best community colleges in the united states. It not only has some of the best technical education programs around but also has the facilities to back it up. It’s no wonder it boasts the enrollment of well over 25,000 students each semester.


Apart from its amazing sporting cultures, OCC also has well over 135 academic and career programs, giving the students the opportunity of becoming whatever they want and being well equipped in whatever it is that they get the chance to do. Students also have the option of transferring to other private colleges and universities if the need arises.


The Nationals will be held at Lake Lanier, Ga, and the team is more than ready to put up a show that will most certainly shock the entire world. The team’s assistant coach, Mr. Steve Morris, is confident that his team is going to shock the rowing world.


“If they are off even by a hair, it disrupts the rhythm.” He was quoted saying.

And that explains why they take practice very seriously to ensure that they are working towards synchrony and power hence increasing their chances of winning. And at this point, all we can do is wish them nothing but the best come the nationals. Learn more:


Life in Correction Services Made Better By Securus Technologies

Security is vital to everyone regardless of the location. The people in correction services also need to be safe. Securus technology is the leading service provider to penitentiaries. The Securus technology has also innovated ways of improving the lives of the inmates. Just like any other field, there have been other firms, designers, and engineers who have tried to substitute Securus Company in the provision of safe technology. However, with the high levels of innovation, no one has been able to match their high tech software.

One of the Securus innovations that have significantly improved the lifestyle of the inmates is the development of gadgets that enable them to communicate with the outside world. With the devices from the company, the inmates have been able to maintain the bond of their family. Some of this inmates are parents with families. Not having a chance to talk to their families would lead to family breakages. The purpose of the correction services is to enhance behavior change and not cause loss to the detainees.

The devices from Securus Company are expertly coded to ensure that they are not used for other destructive purposes. This measure is to make sure that the convicts do not use the technology to hurt the citizens by correlating with their partners, who may not have been caught. The gadgets also help in viewing what is going on in the cells. It is important that the officials see what is happening in the inmates’ cells, to ensure that detainees don’t hurt each other.

The world changes every day. Technology has given the world a new phase. For the inmates who stay in jail for long periods, they may find difficulties in adjusting to this new changes once they are out of prison. To make it easier for the convicts; the Securus company has come up with technology that keeps the inmates abreast on the world’s change, through an email that they sign up.


Hussain Sajwani Reveals The Secrets Behind The Success Of DAMAC

The career of Hussain Sajwani, the DAMAC owner has taken many twists and turns as he has proven himself to be a business leader with a large amount of acumen as he has worked out a successful method of funding his own real estate business with a successful financial plan. DAMAC is built on the principle of each property development having its own individual financial plan rooted largely in keeping the borrowed funds as limited as possible and positioned for the good of the property development in question.


The Hussain Sajwani family have been developing luxury real estate for more than two decades across the Middle East with the focus of the company placed largely on the creation of a series of luxury developments across Dubai and the United Arab Emirates. One of the major mistakes Hussain Sajwani has seen completed by his fellow real estate developers has been the mixing of funds across various developments; in a bid to make sure each and every real estate development is completed with a limited amount of risk the DAMAC founder has always kept the Escrow accounts of each project separate to reduce the overall risk associated with working in the real estate sector.


Hussain Sajwani believes the need to give back to the people of the United Arab Emirates in return for the success he has achieved as a food service professional and as a real estate developer. Each year, the DAMAC group and Hussain Sajwani make sure they provide a high level of financial support to the Ramadan projects created by the Royal Family of the United Arab Emirates; providing support to children’s charities has become a major area of interest for Hussain Sajwani as he sets out to provide millions of dollars of support to various children’s charity groups who provide access to warmth and clothing across the winter months. Making the lives of children across the United Arab Emirates better and easier to enjoy has become a part of the annual work of Hussain Sajwani and the DAMAC group he heads.

Luiz Carlos Trabuco Clinches The Top Managerial Job At Bradesco

Bradesco is considered to be one of the largest insurance company in the Brazilian economy. The rise of the company to the top has not been without challenges, but the company’s success has been facilitated by the election of apt personalities to the top management level, and they have dedicated their best towards ensuring the overall success of the company. Since the inception of the enterprise, only four people have been elected to the senior most management position, which is that of the president. It is their skills that made them worthy of being elected to head the company in such a huge capacity. Leaders at Bradesco are considered to have unique skills, which are built over many years of working in various departments within the organization.

For Luiz Carlos Trabuco, this applies all too well, and numerous tasks face him in his tenure as president of the company. Brazil’s economy is very stable and shows great signs of promise for organizations such as Bradesco, which seeks to establish itself as a leader in the financial insurance market. Luiz Carlos Trabuco has been awarded the Year Financial Personality trophy, and this factor has helped to boost his morale since it has made him realize that he can be able to achieve more in the insurance and pension offering market.

Luiz Carlos Trabuco has worked at Bradesco for over 38 years, and his appointment to the new position did not come easily as he had to learn everything in the organization just like any other personnel. Starting out as a clerk, Luiz Carlos Trabuco continued to work hard, but the skill set that he possesses ended up distinguishing him from the rest of the pack. Bradesco Seguro was able to notice the efficiency with which Luiz Carlos Trabuco was handling tasks, and it is at this point that he was appointed to head different management positions at Bradesco.

Luiz Carlos Trabuco is an influential campaigner for the use of different broker channels to avail insurance services to clients. Having worked through various department at Bradesco such as the marketing and pension services, he understands very clearly the importance of citizens embracing insurance offers. Luiz Carlos Trabuco believes that the insurance sector plays a critical role in the government and the society in general as it greatly helps to secure peoples assets from loss. As a result, he has always worked hard to ensure that the integration of insurance services in the society is fully undertaken by all institutions.

Luiz Carlos Trabuco is an alumnus of the University of Sao Paulo where he undertook his undergraduate studies in philosophy, but life took him to a different field in life, which is that of insurance services. The hard working character of Luiz Bradesco has always been exhibited since he was in college, where he actively advocated for the adoption of Christ the Redeemer Program. Additionally, Bradesco has a persistent character, and this is what has motivated his rise to greatness. Despite the lengthy period of learning and the challenges that he may have faced, he has continually stayed true to his course in life.

Luiz Carlos Trabuco holds numerous positions in different organizations. Apart from being the president of Bradesco, he is the board chairman of Fenasaúde, president of; Anapp, International Association of Economics Studies of Insurance, and National Financial Marketing Commission. The company has traversed through many challenges, and its current top position is being threatened by Itaú Unibanco, which is another giant in the financial market and looks to establish the legacy of being one of the best private banks in the Brazilian economy.

Optimists such as Antonio Jacinto Matias believe that Luiz has been able to amass the right skill set from his predecessors, and this is what has continually enabled him to put up a great fight against the threat being posed by the new banking institution.

Learn more about Luiz Carlos Trabuco:

Betsy Devos Brings Change to Education

I think that Betsy DeVos is doing a great job when it comes to her role as the Secretary of Education. There are not a lot of people that I can remember to have been in this position that have really made a lot of change before she came into place. That is why I think that Donald Trump did an excellent job for the education system by putting her in this position.

She was nominated in my opinion because she has a familiarity with the education system in America that most people just do not have. There are so many people that are trying to figure out how education should evolve, but Betsy DeVos has been right there on the front line from the very start. She has put herself in a place where she can analyze education system because she has given to it. She has done a lot to promote education reform, and she has been a catalyst for change by making a plethora of donations.

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She has worked with her husband to provide a lot of donations for the education system, and I think that she is on to something with Charter Schools. I’m not 100% sure about how they will make a difference, but I know right now that the charter schools like Success Academy in New York have students that have higher standardized test scores. This has to prove something when it comes to an alternative to the public school system. Betsy DeVos has her mind on making the school system better for every child that is part of it.

I believe that she is passionate about educating children, and she knows that the teachers that work with students have to have this same type of passion. She believes that the teaching model needs to be shaken up a bit in the school systems so that teachers can come to the classroom much more prepared. She believes that this is going to play a big part in how well the students are able to do in their classes. Any student that does not have a teacher that is passionate about the learning process will only be shortchanging the student. Betsy DeVos knows this, and she is working on what it takes to build a school system where the teachers are qualified and passionate about the work that they do.

Betsy DeVos has a lot of goals when it comes to education, and I am looking forward to seeing her make a positive impact on the school system as a whole. I don’t remember a time where anyone else has ever done as much as she as Betsy Devos has done for the education system. Read her interview with Philanthropy Table

Fabletics-Not Your Average Activewear Store

Even though Amazon controls about 20% of the fashion market on e-commerce, Fabletics has proven to be a competitive opponent. Fabletics not only offers trendy and affordable activewer, but Fabletics provided personalized VIP service that is both accurate and convenient.


Fabletics did not take the more common route of opening up a bunch of pop up stores when they first started out. Instead, Fabletics opted to grow slow and steadily and got to know their market along the ways. This resulted in 30-50% of their customers that shop in-store being members already with another 25% becoming members right in their stores.


Fabletics is now a $250 million dollar company and grows about 35% each and every year. Their membership model allows the company to offer a personalized service to their customers and since they know exactly what their customers want, it is much easier to give them exactly what they want.


Kate Hudson, founder of Fabletics, is very involve with her company and keeps a close eye on what is going on. She stays on top of what is selling and what is not and makes sure that she adjusts her clothing line accordingly. Hudson makes sure to check the numbers each week and to stay on top of her product and business. New collections are launched every month and there is no formula that will tell you what will sell and what won’t. She uses the info she gathers from the Lifestyle Quizzes that new members take to create trendy and popular outfits and pulls what is not selling.


Hudson wants to encourage a more active and healthy lifestyle through her clothing line and she has just expanded her sized to range form XXS to 3X. It was a lot of extra work, but it was well worth it to expand her range of customers. Now no one will be excluded from participating in a better lifestyle.


Hudson has recently made a 30-second commercial on her iPhone that she shot herself and she believes that it is important to be creative with marketing and design in order to have a company that is going to be successful.


Kate Hudson is greatly inspired by her mother, Goldie Hawn, and she encourages people to live their passion, to take risks, and to make life count. Life is short and she believes tat it is important to live it to the fullest.

Creating your Real Estate Wealth with Nick Vertucci

Nick Vertucci is one of the world’s successful real estate investor of our time. In addition to leading a successful real estate career, Nick is famous for his Nick Vertucci Real Estate Academy (NVREA) that is stopping at nothing until everybody in the world is a successful real estate investor. NVREA was started in 2013 and has become one of the most sort-after real estate institutions for its innovative and goal oriented education system.

Creating wealth through real estate investment can be quite easy if you know the ropes of the trade and that is what NVREA is entirely made to do. One of the things the institutions prides itself in is an already tested and proven industry curriculum that bears results. Secondly, apart from theoretical knowledge students are impacted with practical knowledge. Nick has invested heavily regarding real estate infrastructure where the students are guided by the well trained and experienced tutors which the institution has invested in.

The Nick/NVREA system is simple and guarantees success. There are three most important steps in the process with the first step involving finding the best deal at an affordable price on To profit from any real estate investment, this is the first step any investor ought to consider. The second step involves preparing your investment. Arguably, this is the most important step of the process. Depending on the type of investment one is involved with, getting a professional to handle this step is what will determine the success of your investment. Luckily, NVREA takes you through the process of hiring the best contractor, material and any other valuable detail of the process at The third and final step involves cashing in. Here the real estate investors are taught how to market and advertise their products, the best time to sell their properties, deals to look for and those to avoid.

Despite enjoying a reputable career in the real estate industry, the journey of Nick Vertucci is not all characterized with glam. Before joining the real estate industry, Nick had a successful career selling computer accessories. However, with the dawn of the millennium, Nick career came to a stand still leaving him jobless with a family to feed. His life took a turn for the better when a friend invited him to a real estate seminar. After the meeting, Nick Vertucci was motivated enough and was more than willing to succeed in the industry. This quest led to fact-finding mission regarding the industry that contributed in the growth and success he has now in the industry.

An Explanation Of The Wells Fargo Lawsuit By Karl Heideck

There has been a lawsuit put into place by Philadelphia against Wells Fargo for claims that the San Francisco based company has been working through unfair practices that go against the Fair Housing Act of 1968. In the filed lawsuit, the claim alleges that Wells Fargo has been steering those of black or Hispanic descent into high risk loans, the interest rates of which are believed to have been set much higher than Caucasian borrowers. Philadelphia also argues that Wells Fargo has made it increasingly difficult for those in these minority groups to refinance their mortgages. Through this allegedly biased practice, is has led to many of those Hispanic or black borrowers into foreclosure more often than Caucasian borrowers.

With these allegations come statistics provided through compiling data over a ten year period. It has highlighted the possibility that this supposed favoritism by Wells Fargo has led to a blight of sorts in neighborhoods where minority’s are more common. The concern comes from what such an effect has on Philadelphia as a whole and it’s believed that such malpractice has been happening from all the way back in 2004 until 2014. The greatest effect being Philadelphia’s high percentage of minority residents being previous borrowers of Wells Fargo, who were eventually denied from refinancing their mortgage loans, leading to a high volume of disclosure on their homes.

This had led Philadelphia to believe Wells Fargo’s practices are breaching on redlining, which is a major violation in which companies choose to not do business or limit business with certain neighborhoods based on previously conceived prejudices for those living in the area. Karl Heideck has been following this case and is a contract attorney that serves the greater Philadelphia area, particularly in cases which involve anything effecting Philadelphia as whole.

Karl Heideck graduated with honors in 2009 from the Temple University Beasley School of Law with a Juris Doctor. Karl Heideck is well versed in literature and in law practices, having been involved with civil litigation and similar practices of law for years. Karl Heideck is actively working through the law firm Grant $ Eisenhower PA as an attorney specializing in risk management and related topics of practice.

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